Editor Report
ISLAMABAD:The Employees’ Old-Age Benefits Institution’s (EOBI) investment portfolio reached Rs 691.91 billion by February 28, with fixed-income instruments continuing to dominate the fund’s asset mix and income generation.According to documents available with Wealth Pakistan, the EOBI remains heavily invested in fixed-income assets, which account for Rs 592.12 billion, or 85.58%, of the total portfolio.Within this category, the Pakistan Investment Bonds (PIBs) form the backbone of the portfolio at Rs 540.35 billion, while accrued profit on PIBs stands at Rs 49.61 billion and corporate fixed income at Rs 2.16 billion.The concentration underscores the EOBI’s preference for relatively safer and more predictable income streams, as it manages funds meant to support pension liabilities. Equity exposure remains limited in comparison.The documents show that available-for-sale equity amounts to Rs 26.38 billion, while held-for-trading (equity) stands at Rs14.86 billion, taking total equity holdings to Rs 41.24 billion, or 5.96% of the overall portfolio.Real estate forms the third component of the investment base. According to the documents, real estate properties are valued at Rs 42.36 billion, while real estate projects account for Rs16.20 billion, bringing total real estate exposure to Rs58.55 billion, equal to 8.46% of the portfolio.The documents also illustrate how these assets are translating into income. For FY2025-26, the EOBI’s total investment income is budgeted at Rs 78.89 billion. For the period from July 2025 to February 2026, the actual investment income stood at Rs 56.453 billion against a budgeted figure of Rs52,593 million for the same period.Most of the income came from fixed-income investments. The documents show that fixed income generated Rs 47,151 million during July 2025-February 2026, compared to a budgeted Rs 45,391 million.
